Borrower Qualifications

  • At least one year in business
  • Minimum annual revenue of $120,000
  • Credit scores over 600

Our Focus

We work with small business owners to provide them with the necessary capital to promote growth and stability. By using the right mix of technology, security and human insight, our lending platform provides business owners with the opportunity to reach their full potential.


Our Credit Model

Our lending model measures the overall health of your business, with personal credit scores playing just a minor role. We incorporate attributes of both the business and its owners resulting in a scoring system that is fair and transparent.


Ready to grow your business with a loan from Herio?

Apply today and get the capital you deserve